Becoming a DSA partner: how referral payouts actually work

Commission is usually a percentage of the disbursed loan amount, and it varies by product and lender. Secured, high-ticket products like home loans and loan against property typically carry the highest slabs, while unsecured personal loans sit lower.

Payout is triggered on disbursal - not on application or sanction. With Finurge, commissions are credited within 7 working days of the borrower's loan being disbursed by the lender. TDS is applied as per Indian tax law, and you receive a statement for your records.

Empanelling directly with each bank is slow and paperwork-heavy. Partnering with an aggregator like Finurge gives you one relationship that maps to 120+ lenders, a single app to submit and track leads, and a relationship manager who handles lender coordination.

No lending licence is required to refer leads - you operate as a referral partner under Finurge's DSA empanelment. Sign up, get verified within 24 hours, and start submitting leads from the partner app. There is no joining fee and no minimum volume.

Focus on products you understand and clients you can genuinely help. Submit complete documents up front to speed up sanction, keep borrowers informed, and lean on your relationship manager for the trickier cases. Quality referrals convert better and build a durable income.