Health Insurance
Health insurance covers hospitalisation costs - room rent, ICU, surgery, medicines, diagnostics and post-discharge care. A family floater lets you cover your spouse, kids and parents under a single sum insured. Buy through Finurge and get advisory-led plan selection plus lifetime claim support.
Talk to an AdvisorPremium
From ₹8/day
Cover
Up to ₹1 Cr
Policy Term
1 - 3 Years
Claim Ratio
98.5%
12+ insurers • IRDAI-registered
Key features
Cashless network
10,000+ network hospitals across India for direct-billing hospitalisation.
Pre & post cover
60 days pre-hospitalisation and 180 days post-hospitalisation expenses covered.
Restoration benefit
Sum insured restored automatically once exhausted in a policy year.
Day-care procedures
500+ day-care procedures covered without 24-hour admission.
Eligibility
- Adults: 18 to 65 years at policy entry
- Children: 90 days to 25 years (dependent)
- Lifelong renewal on most plans
- Pre-existing disease covered after 2-4 year waiting period
Documents required
- PAN card and Aadhaar
- Passport-sized photograph
- Address proof
- Medical reports (only if flagged in the pre-policy check-up)
- Previous policy copy (for portability)
Frequently asked questions
Ready to get started?
Talk to a Finurge advisor and get matched with offers from our partner network - free, with no impact on your credit score.
Talk to an Advisor