Personal Loans
Personal loans are unsecured, multi-purpose loans you can use for any life event - a wedding, a medical bill, a big-ticket purchase, or debt consolidation. We compare offers across 18+ banks and NBFCs so you get the lowest rate you qualify for.
Talk to an AdvisorInterest Rate
10.5% - 24% p.a.
Max Amount
Up to ₹40 L
Tenure
12 - 60 Months
Speed
48h Disbursal
18+ lenders • Partner banks & NBFCs
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Key features
No collateral
Fully unsecured - no property, gold, or guarantor required.
Flexible tenure
Repay over 12 to 60 months. Prepay after 12 months with zero charges on most lenders.
48-hour disbursal
Pre-approved offers can be disbursed to your bank account within 48 hours of sanction.
Digital paperwork
OTP-based KYC and paperless application for salaried applicants.
Eligibility
- Age: 21 to 60 years at loan maturity
- Minimum net monthly income: ₹25,000 (salaried) / ₹3 L annual (self-employed)
- Employment: 1+ year of continuous work, 6+ months at current employer
- Credit score: 700+ recommended for best rates
Documents required
- PAN card and Aadhaar
- Latest 3 months' salary slips or ITR for self-employed
- 6 months' bank statement of salary account
- Address proof: utility bill / rent agreement / passport
- Passport-sized photograph
Frequently asked questions
Ready to get started?
Talk to a Finurge advisor and get matched with offers from our partner network - free, with no impact on your credit score.
Talk to an Advisor