Education Loans
Education loans cover tuition, living costs, travel and equipment for higher studies in India or overseas. Enjoy a moratorium (repayment holiday) during your course plus a grace period, tax benefits under Section 80E, and collateral-free options up to select limits. We compare 20+ banks and NBFCs so you fund your degree at the lowest rate you qualify for.
Talk to an AdvisorInterest Rate
8.5% - 15% p.a.
Max Amount
Up to ₹1.5 Cr
Tenure
Up to 15 Years
Speed
7 day sanction
20+ lenders • Partner banks & NBFCs
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Key features
Moratorium period
No EMI during your course plus a 6-12 month grace period after it ends.
Covers 100% of costs
Tuition, living expenses, travel, laptop and insurance for overseas programs.
Section 80E tax benefit
Full interest paid is deductible for up to 8 years, with no upper cap.
Collateral-free options
Unsecured funding up to select limits for premier institutes and courses.
Eligibility
- Indian resident aged 18 or above with a confirmed admission
- Admission to a recognised institute or university in India or abroad
- Co-applicant (parent / guardian / spouse) with a stable income
- Co-applicant credit score: 700+ recommended
Documents required
- Admission / offer letter and the fee schedule
- Academic records (10th, 12th, degree, entrance scores)
- KYC of student and co-applicant (PAN, Aadhaar)
- Co-applicant income proof: salary slips / ITR / bank statements
- Collateral documents (for secured loans above the threshold)
Frequently asked questions
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