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Car + Bike

Motor Insurance

Motor insurance is mandatory in India. Third-party cover is the legal minimum; comprehensive cover protects your own vehicle against accident, theft, fire and natural disasters. Add zero-depreciation, engine protect, and roadside assistance for full peace of mind.

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Premium

From ₹2,094

Cover

IDV ₹50 L

Policy Term

1 - 3 Years

Cashless Garages

8,000+

20+ insurers • IRDAI-registered

BADGACIL

Key features

Instant policy

Policy issued digitally within minutes of premium payment.

Zero-dep add-on

Claim the full cost of plastic and fibre parts without depreciation cuts.

Cashless network

8,000+ cashless garages across India - no upfront payment at repair.

No-claim bonus

Up to 50% discount on renewal premium after 5 claim-free years.

Eligibility

  • Valid RC and driving licence
  • Vehicle age: within 15 years for private car, 10 years for two-wheeler
  • Previous policy details (for renewals with NCB transfer)
  • Vehicle inspection may be required for lapsed policies

Documents required

  • Vehicle RC copy
  • Previous insurance policy (for renewal)
  • Driving licence copy
  • PAN card
  • Vehicle inspection report (if policy lapsed > 90 days)

Frequently asked questions

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