Motor Insurance
Motor insurance is mandatory in India. Third-party cover is the legal minimum; comprehensive cover protects your own vehicle against accident, theft, fire and natural disasters. Add zero-depreciation, engine protect, and roadside assistance for full peace of mind.
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From ₹2,094
Cover
IDV ₹50 L
Policy Term
1 - 3 Years
Cashless Garages
8,000+
20+ insurers • IRDAI-registered
Key features
Instant policy
Policy issued digitally within minutes of premium payment.
Zero-dep add-on
Claim the full cost of plastic and fibre parts without depreciation cuts.
Cashless network
8,000+ cashless garages across India - no upfront payment at repair.
No-claim bonus
Up to 50% discount on renewal premium after 5 claim-free years.
Eligibility
- Valid RC and driving licence
- Vehicle age: within 15 years for private car, 10 years for two-wheeler
- Previous policy details (for renewals with NCB transfer)
- Vehicle inspection may be required for lapsed policies
Documents required
- Vehicle RC copy
- Previous insurance policy (for renewal)
- Driving licence copy
- PAN card
- Vehicle inspection report (if policy lapsed > 90 days)
Frequently asked questions
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