Business Loans
Business loans give MSMEs, sole proprietors and small enterprises the working capital they need to buy inventory, hire staff, upgrade equipment or expand operations - without pledging property. We match your GST, ITR and banking profile to 22+ lenders for the best fit.
Talk to an AdvisorInterest Rate
12% - 22% p.a.
Max Amount
Up to ₹75 L
Tenure
12 - 48 Months
Speed
72h Disbursal
22+ lenders • Partner banks & NBFCs
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Key features
Collateral-free
Unsecured up to ₹75 L - no property or asset pledge required.
GST-based eligibility
Higher approval limits based on GST turnover, not just ITR.
Flexible EMI
Choose monthly EMI or bullet repayment for seasonal businesses.
Top-up facility
Get a top-up after 6 months of clean repayment history.
Eligibility
- Business vintage: 2+ years of continuous operations
- Minimum annual turnover: ₹40 L (GST-registered) or ₹15 L ITR
- Age: 25 to 65 years at loan maturity
- Credit score: 700+ for the applicant and business entity
Documents required
- PAN, Aadhaar and business KYC (GST, Udyam, Shop Act)
- Latest 2 years' ITR and computation of income
- 12 months' current account bank statement
- GST returns for the last 12 months
- Business ownership proof (partnership deed / MoA)
Frequently asked questions
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